It’s OK to Buy Expensive Things

For the past year or so, I’ve been listening to a lot of personal finance podcasts and reading personal finance blogs. Most of the information in those podcasts and blogs is great but I’ve noticed one trend/theme that I personally don’t like. There seems to be this notion that you cannot like or buy nice things and still be financially stable/secure. First of all, that’s not true at all. You can buy a nice handbag or a luxury car and still have a good credit score with your emergency fund untouched. I know it’s possible because I do it (minus the luxury car, I’m not there yet). But I am definitely the spender in my relationship and neither my bank account nor my credit score have suffered as a result. I do realize that these podcasters/bloggers have to be somewhat general in what they say and that there are exceptions to rules. I know that there are a lot of people who can’t control their shopping habits and I agree that if you can’t control it, then you don’t need to do it. So I take the “no shopping” advice with a grain of salt, because it doesn’t apply to me. HOWEVER… Continue reading